Terms and Conditions

Effective Date: June 27, 2026

Welcome to the Vixy Hedge website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms, please discontinue use of this website.

1. Company Information

Vixy Hedge

16192 Coastal Hwy

Lewes, Delaware 19958

Phone: 508-922-0981

Email: [email protected]

Website: https://vixyfinancial.com

2. Website Use

You agree to use this website only for lawful purposes and in accordance with these Terms and Conditions.

You agree not to:

Violate any applicable laws or regulations.

Attempt to gain unauthorized access to the website or its systems.

Introduce viruses, malware, or other harmful code.

Interfere with the operation or security of the website.

Use the website for fraudulent or misleading purposes.

3. Intellectual Property

All content on this website, including text, graphics, logos, images, videos, branding, design, and software, is the property of Vixy Hedge or its licensors and is protected by applicable intellectual property laws.

No material may be copied, reproduced, distributed, modified, or used for commercial purposes without prior written permission.

4. Informational Purposes Only

The information provided on this website is for general informational purposes only.

Nothing contained on this website should be interpreted as legal, accounting, tax, financial, investment, or other professional advice. Visitors should consult qualified professionals regarding their individual circumstances before making decisions based upon information contained on this website.

5. No Guarantee

Vixy Hedge makes reasonable efforts to keep information on this website accurate and current; however, we make no guarantees regarding the accuracy, completeness, reliability, or availability of any information contained herein.

Information may change without notice.

6. Third-Party Links

This website may contain links to third-party websites for your convenience.

Vixy Hedge does not control, endorse, or assume responsibility for the content, policies, products, or services provided by third-party websites.

7. User Submissions

Any information submitted through contact forms, appointment requests, surveys, questionnaires, or other communications must be accurate and truthful.

You agree not to submit information that is false, misleading, defamatory, unlawful, or infringes upon the rights of others.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected, used, stored, and protected.

9. Disclaimer of Warranties

This website is provided on an "AS IS" and "AS AVAILABLE" basis.

Vixy Hedge makes no warranties, express or implied, regarding:

Availability of the website

Accuracy of information

Fitness for a particular purpose

Merchantability

Non-infringement

Freedom from viruses or other harmful components

Your use of the website is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Vixy Hedge, its owners, officers, employees, affiliates, contractors, and agents shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of this website.

This limitation applies regardless of the legal theory asserted.

11. Indemnification

You agree to indemnify, defend, and hold harmless Vixy Hedge and its affiliates, employees, officers, contractors, and agents from any claims, liabilities, damages, costs, or expenses arising out of:

Your use of this website;

Your violation of these Terms;

Your violation of any applicable law; or

Your infringement of the rights of any third party.

12. Changes to These Terms

Vixy Hedge reserves the right to modify these Terms and Conditions at any time without prior notice.

Changes become effective immediately upon posting.

Your continued use of the website constitutes acceptance of any revised Terms.

13. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

Any disputes arising from these Terms or your use of the website shall be resolved in the appropriate state or federal courts located in Delaware.

14. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have questions regarding these Terms and Conditions, please contact:

16. SMS Terms & Conditions

By providing your mobile phone number and opting in to receive text messages from Vixy Hedge, you agree to receive SMS communications related to your inquiries, appointments, customer support, account updates, service notifications, and, where applicable, marketing communications.

Types of Messages

You may receive SMS messages including, but not limited to:

Appointment confirmations

Appointment reminders

Appointment rescheduling notifications

Customer service communications

Responses to inquiries

Account or service notifications

Follow-up communications after requesting information

Promotional or marketing messages (only where you have expressly opted in)

Message Frequency

Message frequency varies depending on your interactions with Vixy Hedge and the services you request.

Message & Data Rates

Message and data rates may apply. Please check with your wireless carrier for details regarding your text messaging plan.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any text message. Once you opt out, you will no longer receive SMS communications from Vixy Hedge unless you opt in again.

Help Instructions

For assistance regarding our SMS program, reply HELP to any text message or contact us at:

Email: [email protected]

Phone: 508-922-0981

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Eligibility

You must be 18 years of age or older to participate in our SMS messaging program.

Consent

Your consent to receive SMS messages is voluntary and is not a condition of purchasing any products or services from Vixy Hedge.

Privacy

Your personal information will be handled in accordance with our Privacy Policy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except with vendors and service providers who assist in delivering our messaging services.

Vixy Hedge

16192 Coastal Hwy

Lewes, Delaware 19958

Phone: 508-922-0981

Email: [email protected]

Website: https://vixyfinancial.com